Boat Insurance
Protecting Your Watercraft, Equipment, and Passengers

What does boat insurance cover?

The exact boat coverage you need depends on multiple factors. Small boat insurance is very different from yacht insurance, for example. However, for most types of boats, the three kinds of coverage in a basic boat insurance policy include:

  • Bodily injury liability for expenses related to the injury of another person
  • Property damage liability for expenses related to harming another person’s property
  • Physical damage for damage to your own property, including your boat and trailer

You also may want to add additional types of coverage to your boat insurance policy in order to fully protect yourself and your property:

  • Property coverage for equipment such as tools, life preservers, anchors and oars
  • Insurance for fishing equipment like your rods, lures, nets and tackle
  • Towing coverage when your boat becomes disabled and needs servicing
  • Medical payments coverage for hospital and funeral expenses for you or your passengers
  • Uninsured/underinsured boaters coverage if you have an accident with another boater whose insurance is not sufficient to cover damages

Our agents can make sure you have sufficient insurance for the risks you encounter in Georgia and South Carolina waterways..


Let's Get Started - Schedule a Free Consultation

We invite you to schedule an appointment with one of our agents so we can discuss your insurance needs and qualifications for money saving discounts.  Please fill out the form:

 
   

119 Davis Rd. Suite 8A
Martinez, GA. 30907
Phone: (706) 210-4400
Fax: (888) 421-8649

Office Hours:
(Tax Season Hours in effect)
Monday - Friday: 9 am - 7 pm
Saturday: 9 am - 3 pm

 
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